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Alexander D. Licznerski

Legal Guidance From A Property Insurance Dispute Lawyer In The Greater Tampa Bay Area

Last updated on July 25, 2025

After dealing with damage to your home or business, the last thing you want to face is challenges with your insurance company. You might feel overwhelmed, unsure of your next steps and worried about whether you’ll receive the compensation you need to recover fully. You’re not alone in this journey, and there is help available.

At my firm, Licznerski Law, PLLC, I understand the complexities and emotional toll of property insurance disputes. I am Alexander Licznerski, and as your attorney, I will be dedicated to fighting for your rights and working to ensure that you receive the coverage you deserve. Call my Tampa Bay law office at 813-934-3519 or complete my online form to schedule a free consultation.

What Does Residential Property Insurance Cover In Florida?

Homeowner’s insurance protects your home and the property inside it. It usually covers damage to the structure from elements and events such as fires, storms and theft. It also covers personal items, such as furniture and electronics.

Additionally, this insurance provides liability coverage, which protects you if someone gets injured on your property and you are found responsible. It may also cover legal fees if you’re facing a lawsuit.

If something happens to your home and you can’t live there, your insurance might pay for a place to stay temporarily. Knowing what your insurance covers can help you be ready for emergencies, especially after natural disasters.

How Do You Dispute A Homeowner’s Insurance Claim Denial?

There are many reasons why your insurer could deny your claim. Policy exclusions, incorrect documentation and nonpayment of premiums are only some of them. If you believe that your insurer made a mistake, then you can challenge the claim denial.

  • Review the denial letter: Carefully read the denial letter to understand the specific reasons your claim was denied.
  • Keep documents: Compile all relevant documents, including your insurance policy, claim forms, photos and any communication with your insurer.
  • Talk to your insurer: Reach out to your insurance company to discuss the denial. Provide additional evidence or clarification to support your claim.
  • Request a reevaluation: Ask the insurer to reassess your claim. This is especially crucial if you have gathered new information or evidence that might change their decision. Be prepared to present any additional documentation or details that support your case, as this can help strengthen your argument for why the claim should be reconsidered.
  • Call a lawyer: If the issue remains unresolved, consider seeking advice from a public adjuster or an attorney specializing in insurance disputes.
  • Try alternative dispute resolutions: Consider mediation or arbitration as methods to resolve the dispute.

Remember, you have the right to challenge your insurer’s decision to deny your claim. Understand the reason for the denial and talk to an experienced insurance claim lawyer to determine whether you can dispute the decision.

Call My Firm To Learn More About Your Rights As A Homeowner

I am a committed legal partner who will stand by your side and handle the legal complexities of disputing a denied homeowner’s insurance claim. I will help ease your burden so that you can face this challenge with confidence and peace of mind. Call my Tampa Bay law office at 813-934-3519 or complete this intake form online to set up a free initial appointment.