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Licznerski Law, PLLC | Attorney At Law
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Tenacious Representation For Your Personal Injury, Criminal Defense, Insurance And Crypto Law Issues
Alexander D. Licznerski

Compassionate Tampa Bay Personal Injury Protection (PIP) Coverage Claims Lawyer

After a motor vehicle accident, you may find yourself facing medical fees, lost earnings and the stress of filing insurance claims. Personal injury protection (PIP) coverage is meant to ease this burden by providing immediate financial support, but accessing these benefits can be complex and frustrating. 

At Licznerski Law, PLLC, I understand the challenges you’re experiencing and am dedicated to guiding you through the PIP claims process. My name is Alexander Licznerski, and with my extensive experience in Florida insurance law, I will advocate for your rights and work to ensure that you receive the compensation you deserve. Call my Tampa Bay law office at 813-934-3519 or send an email to set up a free initial appointment today.

Personal Injury Protection In Florida

In Florida, PIP is a mandatory insurance requirement designed to provide swift financial assistance after motor vehicle accidents. Before registering a vehicle with at least four wheels, drivers must show proof of both PIP and property damage liability (PDL) insurance. 

The protection helps pay for medical bills after a car accident, covering 80% of the costs (up to $10,000), no matter who caused the accident. This insurance is important because it makes sure that you can get the medical care you need without worrying about paying for everything yourself right away.

This requirement applies to both residents and nonresidents who work or have children attending school in Florida. A nonresident must register their vehicle and obtain a Florida license plate within 10 days of starting employment or school enrollment. 

If there is an out-of-state lien holder or lessor on the vehicle title, it may remain out of state, provided that they do not release it to Florida. Ensuring compliance with these requirements is essential to avoid penalties and provide protection in the event of an accident.

Filing A PIP Claim In Florida

Filing a PIP claim in Florida can be a complex process, especially without any proper legal guidance. To help you know what to expect, here’s a step-by-step list of filing the claim to your insurer:

  • Seek medical treatment: Visit a health care provider within 14 days of the accident to be eligible for PIP benefits. Delaying treatment beyond this period may result in the denial of your claim.
  • Let your insurer know: Inform your insurance company about the accident and your intent to file a PIP claim as soon as possible. This will start the claims process.
  • Document your expenses: Keep detailed records of all medical bills, treatment costs and other related expenses. This documentation is crucial for reimbursement.
  • Complete necessary forms: Ensure that all required forms, such as the wage and salary verification from your employer, are accurately completed and submitted. This step is essential for claiming work loss benefits.
  • Talk to a PIP claim lawyer: An attorney can help you through this process, especially if your insurer is uncooperative.

Once your claim is submitted, insurers have up to 60 days to investigate for any signs of fraud. However, they are required to pay out for your damages within 30 days, even if the claim is under scrutiny.

Call Licznerski Law, PLLC, And Receive The Support You Need After An Accident

Choosing my firm means partnering with a legal professional who prioritizes your recovery. As your attorney, I will help you so that you can focus on healing while I handle the legal complexities of your claim. Call my Tampa Bay law office at 813-934-3519 or send an email to set up a free and confidential appointment.