Case Results
Licznerski Law, PLLC, represents injured drivers and passengers across the Tampa Bay area, including Hillsborough, Pinellas, Pasco, and Hernando counties and the surrounding area, when their insurer denies or cuts off Personal Injury Protection (PIP) benefits. The results below involve the most common PIP denials we see: examination under oath (EUO) no-show denials, peer review denials, and independent medical examination (IME) cut-offs. In Florida, a PIP denial is a breach-of-contract claim that can often be pursued up to five years after the denial. If your PIP benefits were denied, call 813-934-3519 or email [email protected].
Personal Injury
$3,000,000 Bicycle Accident (Settlement Achieved)
While riding her bicycle, the client was struck by a motor vehicle. Licznerski Law, PLLC secured a favorable settlement that recognized her injuries and damages, providing relief and compensation.
$1,000,000 Commercial Vehicle Impact (Substantial Settlement)
After a commercial-vehicle collision, the law firm achieved a substantial settlement on behalf of the client, helping him recover from serious injury and secure his financial future with a settlement of $1,000,000.
$500,000 Bicycle Accident
Our client was riding his bicycle when he was struck by a van owned by a commercial service company and driven by one of its employees, leaving him with catastrophic, life-altering injuries. From the start, the defense blamed our client for the crash. Under Florida’s modified comparative negligence law, a finding that he was more than 50% at fault would have barred any recovery. Licznerski Law, PLLC preserved the evidence in the company’s control, pursued claims against both the driver and the company, and tested the defense’s version of events through depositions. In our assessment, the sworn testimony showed the defendants bore the greater share of responsibility, and the case resolved for $500,000.
$100,000
Alexander Licznerski of Licznerski Law, PLLC, successfully obtained the full $100,000 policy limits for a client who was T-boned on US Highway 19. This swift and maximum recovery demonstrates the firm’s aggressive approach and effectiveness in personal injury cases, ensuring clients receive the highest possible compensation for their injuries and damages. This outcome highlights our commitment to advocating vigorously for accident victims and securing favorable results.
$50,000 Auto Accident (Policy Limits Settlement)
Representing an auto-accident victim, Licznerski Law, PLLC obtained the full available insurance policy limits of $50,000, ensuring the client received maximum compensation for her injuries and losses.
$50,000
Licznerski Law, PLLC, successfully achieved the restoration of motor vehicle insurance coverage, previously denied at a value of $50,000, for individual policyholder clients. This significant outcome demonstrates the firm’s dedicated advocacy in challenging wrongful insurance denials and ensuring clients regain essential coverage. The restoration underscores our commitment to protecting policyholders’ rights and financial security.
$42,500 Settlement
Our client sustained a knee injury after being involved in a golf cart crash. We successfully negotiated a settlement of $42,500 on their behalf, securing full compensation for their pain, suffering, and related damages.
$30,000
Alexander Licznerski of Licznerski Law, PLLC, successfully obtained a $30,000 settlement for a client who was injured as a pedestrian while riding a bicycle after being hit by another vehicle. Despite the injuries not being severe, this result demonstrates the firm’s effective advocacy in securing fair compensation for accident victims. This outcome highlights our commitment to protecting the rights of individuals involved in motor vehicle incidents, ensuring they receive appropriate remuneration for their damages.
$10,000 Policy Limits Settlement
Licznerski Law was able to achieve a settlement with a major insurance company for policy limits. The at-fault party turned into our client while he was riding an e-bike. The collision was serious and our client had to receive emergency treatment at the hospital. Despite the high medical bills, Licznerski Law, PLLC was able to reduce the massive hospital bill and have the client obtain a few dollars in his pocket. Thankfully, he is ok.
$10,000 Policy Limits Settlement
Attorney Alexander Licznerski was able to successfully obtain policy limits against a major insurance company. The client was rear-ended at a stop sign and suffered mild damage to her neck and back. A week after Licznerski Law, PLLC was retained by the client, the insurer immediately issued payment of policy limits. That is why it is important to hire an injury lawyer after a car crash.
PIP Insurance Claim
$2,000,000+
Alexander Licznerski of Licznerski Law, PLLC, successfully secured more than $2,000,000 in Personal Injury Protection (PIP) insurance benefits for medical provider clients. This substantial recovery stemmed from a major insurer underpaying providers on specific CPT codes for thousands of insurance claims. This landmark achievement showcases the firm’s relentless pursuit of justice for healthcare providers, ensuring they receive the full and fair reimbursement they are entitled to for their services.
$450,000+
Alexander Licznerski of Licznerski Law, PLLC, successfully recovered $450,000+ in Personal Injury Protection (PIP) insurance proceeds for several medical provider clients. This significant achievement highlights the firm’s expertise in PIP litigation, ensuring healthcare providers receive fair compensation and improving their financial stability. The recovery underscores our commitment to advocating for medical professionals against insurance claim denials and underpayments.
$10,000 Recovery (IME cut-off)
After our client’s insurance company used an Independent Medical Examination (IME) to cut off their personal injury protection benefits, we fought back. We successfully challenged and overturned the IME, compelling the insurance company to pay the full $10,000 in medical benefits our client was entitled to under their policy.
$10,000 Recovery (Peer Review Reversal)
After our client’s insurance company relied on a peer review to deny their personal injury protection benefits, we took action. We successfully challenged and overturned the peer review determination, forcing the insurance company to pay the full $10,000 in medical benefits our client was rightfully owed under their policy.
$10,000 Recovery (IME Cut-Off)
Our client’s insurer scheduled an independent medical examination and used the examiner’s report to terminate personal injury protection benefits. We challenged the cut-off, including the scope the insurer tried to give it, and the insurer paid $10,000 in benefits for care it had refused.
$10,000 Recovery (Material Misrepresentation)
Our client’s insurance company attempted to rescind their policy entirely, claiming that a material misrepresentation had been made on the original policy application. Rather than accepting the insurer’s position, we challenged the rescission and successfully argued for its reversal. With the policy reinstated, we recovered the full $10,000 in personal injury protection benefits our client was owed, ensuring the insurance company could not use baseless allegations to escape their obligations.
$9,000 PIP Benefits Recovered (EUO No-Show Denial)
Our client’s auto insurer denied all Personal Injury Protection benefits after the client did not appear for an examination under oath (EUO). Insurers often treat a missed EUO as the end of the claim. Under Florida’s No-Fault law, however, a no-show denial is only as strong as the insurer’s own compliance with the rules for requesting and scheduling the examination. We challenged the EUO denial, and the insurer paid $9,000 in PIP benefits for medical care it had refused to cover.
$8,400 Recovery (Billing Recharacterized as Fraud)
Our client’s insurer denied benefits by treating a coding and documentation dispute on the CMS-1500 forms as fraudulent billing — a characterization that shut off payment on the entire claim. We challenged the denial, and the insurer paid $8,400 in benefits.
$8,000 PIP Benefits Restored (Chiropractic and Orthopedic Peer Reviews Reversed)
Our client’s insurer obtained two peer review reports, one from a chiropractor and one from an orthopedic physician, and relied on both to stop paying PIP benefits for ongoing treatment. A peer review is a paper review of the medical records by a doctor who never examined the patient. Florida law sets requirements for when an insurer can rely on one to deny benefits. We challenged both peer reviews and the denial built on them. The insurer restored $8,000 in PIP benefits.
$7,850 Recovery (Peer Review Reversal)
Our client’s insurer suspended personal injury protection benefits based on a peer review report. We challenged the report and the suspension built on it, and the insurer paid the $7,850 in benefits our client was owed under the policy.
$6,500 Recovery (Policy Rescission Reversed)
Our client’s insurer attempted to rescind the policy outright, alleging a material misrepresentation on the original application. We challenged the rescission rather than accepting it. The policy was reinstated and $6,500 in personal injury protection benefits was paid.
$6,000 PIP Benefits Restored (IME Cut-Off Reversed)
Our client’s insurer sent the client to an independent medical examination (IME), then used the examiner’s report to cut off PIP benefits for further treatment. IME cut-offs are one of the most common ways Florida insurers end PIP coverage before the $10,000 in benefits is exhausted. We challenged the IME report and the cut-off that followed. The insurer restored $6,000 in PIP benefits for our client’s medical care.
$5,000+ PIP Benefits Recovered (EUO No-Show Denial)
After our client missed a scheduled examination under oath, the insurance company used the no-show to deny the entire PIP claim. Many people who receive an EUO no-show denial letter assume nothing can be done. That is often not the case. Licznerski Law, PLLC reviewed the insurer’s EUO requests and denial and contested the refusal to pay. The insurer paid more than $5,000 in previously denied PIP benefits.
$4,500 Recovery (“Not Reasonable, Related, or Necessary” Denial)
Our client’s insurer refused to pay for treatment on the ground that it was not reasonable, related to the accident, or medically necessary. We put the insurer to its proof on that position and recovered $4,500 in benefits for care the insurer had written off.
$3,500 PIP Benefits Restored (Peer Review Denial)
Our client’s insurer denied further PIP benefits based on a peer review report prepared by a doctor who never saw the client. A peer review denial letter often reads as final, but the report itself can be challenged. We contested the peer review and the denial that relied on it, and the insurer restored $3,500 in Personal Injury Protection benefits.
$3,500 Recovery (EUO No-Show Denial)
Our client’s insurer denied all personal injury protection benefits after asserting a failure to appear for an examination under oath. We contested whether the insurer’s request and notice met the statute’s requirements and whether the conduct amounted to an unreasonable refusal to cooperate. The insurer paid $3,500 in previously denied benefits.
Consumer Protection
$250,000+ TCPA Settlement
Licznerski Law, PLLC obtained a $250,000+ settlement for our client, Sharon S., after she was repeatedly targeted with unlawful robocalls. The company ignored her requests to stop calling, violating the TCPA. We stepped in, took action, and secured a strong result that protected her rights and held the caller accountable.
Credit Restoration (FCCPA/FCRA Action)
The firm prosecuted creditor violations under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), restored the client’s credit, and held the creditor accountable for illegal practices.
$50,000 Survey Malpractice Settlement
Alexander Licznerski, Esq., was retained by a gentleman who needed to sue a survey company because the survey company was negligent in their survey of the property. The inaccurate survey resulted in a future insurance denial after Hurricane Helene flooded the property. The survey company was sued immediately after the insurance denial and after the insurance company mentioned that the survey was incorrect. Survey companies, just like lawyers and doctors, have a standard of care that must be met as they too are professionals. Failing to conduct a proper survey is usually a type-of malpractice. It is common for survey companies to take an inaccurate survey that may result in future legal implications. Licznerski Law, PLLC was proud to handle this lawsuit and get the gentleman $50,000 for the destroyed portions of his home.
$30,000 Settlement Wrongful Repossession by Tow Company
Licznerski Law, PLLC has recently settled a massive case where a client’s brand new Cadillac Escalade was wrongfully repo’d by a tow company. The owner of the Cadillac came outside to notice that a tow truck driver broke the locked gate that prevented trespassers from coming onto his property. The tow truck driver pulled out a gun on our client and insisted that the Cadillac was going to be repossessed. Despite protests from our client, the tow company was assisted by the Hernando County Sheriff’s Office which did unlawfully take the Cadillac. Licznerski Law, PLLC sued both the tow company and the financing company for wrongful repossession.
$25,000+ Car Loan Waived
Licznerski Law, PLLC successfully secured a full $25,000+ loan waiver for our client after a car finance company violated the Truth in Lending Act (TILA) and the Florida Consumer Collection Practices Act (FCCPA). Instead of correcting their wrongdoing, the company continued its improper practices — until we stepped in. Our efforts resulted in the entire loan being eliminated, giving our client a fresh start and holding the lender accountable.
$20,000+ FCCPA Settlement
Licznerski Law, PLLC secured a $20,000+ settlement for our client after a debt collector continued to contact and harass them—even after being notified that our firm represented them. This conduct violated the Florida Consumer Collection Practices Act (FCCPA). We took swift action and obtained a result that held the collector accountable and protected our client’s rights.
$5,000 Settlement Improper Debt Collection
Licznerski Law has settled a case where a debt collector unlawfully collected a debt against a client. Our client moved into an apartment complex and moved out in December of 2025. However, the apartment complex continued to bill our client up until April of 2026. The apartment complex hired a debt collection company to collect on months January-April 2026. Licznerski Law was retained and a suit was immediately filed for the debt collection company’s improper collection of debt.
Credit Score Raised from 500 to 750
Licznerski Law, PLLC helped a client raise their credit score from 500 to 750 after uncovering and resolving multiple violations of the Fair Credit Reporting Act (FCRA) involving a major credit card company and the credit bureaus. By challenging inaccurate reporting and holding the responsible parties accountable, we achieved a significant correction to our client’s credit history — opening the door to better financial opportunities.
Entire Hospital Bill Waived
Licznerski Law, PLLC secured a complete waiver of our client’s hospital bill after uncovering violations of the Florida Consumer Collection Practices Act (FCCPA). The provider and its collectors pursued improper collection efforts, and once we stepped in, the balance was eliminated in full — relieving our client of the financial burden and ensuring their rights were protected.