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Florida does not require most drivers to carry bodily injury liability coverage. A driver can be fully legal on the road with only $10,000 in PIP and $10,000 in property damage liability, neither of which pays for a rider's injuries. For motorcyclists, that makes...
The first question most injured riders ask is simple: who pays the hospital? After a car crash in Florida, the answer usually starts with Personal Injury Protection. After a motorcycle crash, it usually does not. Understanding why, and what fills the gap, is the most...
Riding in Florida means year-round season, and it also means a set of legal rules that apply to motorcyclists and to no one else on the road. A rider hurt by a careless driver on US 19, Gulf to Bay Boulevard, or SR 54 faces a claims process that looks very little like...
Months after you treated the patient, a doctor you have never met sits down with your file. The patient is long gone. The insurer is not looking for reasons to pay — it is looking for reasons not to. And the only thing standing between your practice and a denial is...
The denial does not say your coding was debatable, or that a date needs correcting, or that a modifier was off. It says something far more alarming: fraud. On the strength of that single word, a Florida PIP insurer refuses to pay your HCFA-1500 claims — sometimes an...
Part 5 of 5: Why the Company Behind the Van Mattered in a $500,000 Bicycle Settlement This series has followed a case in which a cyclist was struck by a van owned by a commercial service company and driven by one of its employees. The defense blamed our client for the...
Part 4 of 5: Why Sworn Testimony Changed the Picture in a Case That Settled for $500,000 So far in this series, we have described a case in which a cyclist was struck by a commercial van and suffered catastrophic injuries (Part 1), explained Florida's 51% rule, which...
The letter arrives on a Tuesday. Four paragraphs of clinical-sounding prose, a physician's signature at the bottom, and a conclusion stated as though it were a finding of fact: the treatment your practice rendered was not reasonable, not related to the motor vehicle...
Part 3 of 5: The Arguments Behind a Defense That Blamed the Rider, and a Case That Still Settled for $500,000 In Part 1 of this series, we described a case in which a cyclist was struck by a commercial van, suffered catastrophic injuries, and was blamed by the defense...
Part 2 of 5: The Law That Made a $500,000 Bicycle Case an All-or-Nothing Fight In Part 1 of this series, we described a case in which a cyclist was struck by a commercial van and left with catastrophic injuries. The defense blamed him for the crash. The case...