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For many riders, the bike is not just transportation. It is a machine they have customized, maintained, and invested in over years. When an insurer offers a total-loss figure based on a generic valuation, riders are often stunned at how far it falls short. Property...
For a driver in a car, a low-speed rear-end collision at a red light usually means a damaged bumper and a sore neck. For a rider, the same impact can throw the rider forward over the handlebars, pin a leg under the bike, or push the motorcycle into the intersection....
The hours and days after a motorcycle crash are disorienting. You may be hurt, your bike may be destroyed, and insurers may start calling before you have had time to think. The steps below protect your health first and your claim second, and they reflect the issues...
Riders sitting in traffic on I-275 or I-4 often wonder whether Florida will follow the states that now allow lane filtering. As of 2026, the answer is no. Lane splitting and lane filtering are both illegal in Florida, and in a crash claim, an allegation that the rider...
In March 2023, Florida changed one of the most important rules in injury law. Before HB 837, an injured person could recover something even if mostly at fault. Now, under section 768.81(6) of the Florida Statutes, a plaintiff found more than 50% at fault recovers...
A driver waiting to turn left looks down the road, decides the gap is big enough, and turns directly across the path of an oncoming motorcycle. It is one of the most common and most dangerous crash patterns riders face, and it plays out every week at intersections...
October brings riders from across the state to events like Biketoberfest, and with them, the most common rider question we hear: do I have to wear a helmet in Florida? The answer depends on your age and your insurance. And whether you wore one can come up in an injury...
Florida does not require most drivers to carry bodily injury liability coverage. A driver can be fully legal on the road with only $10,000 in PIP and $10,000 in property damage liability, neither of which pays for a rider's injuries. For motorcyclists, that makes...
The first question most injured riders ask is simple: who pays the hospital? After a car crash in Florida, the answer usually starts with Personal Injury Protection. After a motorcycle crash, it usually does not. Understanding why, and what fills the gap, is the most...
Riding in Florida means year-round season, and it also means a set of legal rules that apply to motorcyclists and to no one else on the road. A rider hurt by a careless driver on US 19, Gulf to Bay Boulevard, or SR 54 faces a claims process that looks very little like...